Financial Insights & Updates - October 2022
Welcome to the October issue of Financial Insights and Updates.
For many Australians, the primary goal of investing is to accumulate sufficient assets to fund a comfortable retirement and if you are close to retiring, you need to beware of the little-known sequence of returns (sequencing) risk that could take a huge slice out of your retirement income.
Our Video this month 'Sequence of Returns Risk, 4% Rule of Retirement Planning' and our article 'Have you heard of ‘Sequencing risk’ and do you know what it is?' explains what this risk is and provide possible strategies to manage this risk.
We also have an economic update this month which sums up the last quarter. Other interesting articles this month include 'How the retirement of the Boomers will affect the economy' and 'How might divorce affect insurance cover' which provide some useful reading. As usual, feel free to forward our articles on to friends or family whom you think they might be relevant for.
In signing off, please remember that we are always available to answer any questions or queries you may have and to come speak with us before making any major investment decisions.
Warm regards,
The Team at Nixon Financial Services Pty Ltd
Feature Video - Sequence of Returns Risk, 4% Rule & Retirement Planning | Personal Pensions UK
Have you heard of ‘Sequencing risk’ and do you know what it is?
Sequencing risk is the risk of experiencing poor investment performance at the wrong time, typically when an investment portfolio balance is at its greatest. Sequencing risk is particularly important during the later part of
Quarterly Economic Update: July to September 2022
As geo-political tensions tighten in the Ukraine, economies around the world are reeling from mounting energy prices, soaring costs of living and, in a desperate attempt to bring down inflation, higher interest rates.
How the retirement of the boomers will affect the economy
From psychedelic drugs and the birth of rock and roll in the sixties, to the sexual revolution and female equality of the seventies, through to the rapid up-take of personal computers in the eighties, Australian ‘baby...
How might divorce affect insurance cover?
More than 45,000 Australian couples divorce each year, and almost half of those divorces involve children under the age of 18. Thousands of de-facto relationships will also come to an end. Regardless of the type of...
Should you downsize to upsize your retirement
To downsize or not to downsize is the question facing many home-owing Australians in the lead-up to or in their retirement years. And the answer is… it depends. There are many factors to consider when weighing up…
Who gets what
‘Who gets what’ can take time to work through. A good way is to develop a ‘plain English’ explanation and then discuss it with those who can advise you at arm’s length, such as your family and your professional advisers.
